What Crunch does
Crunch is a full-stack ERP with AI financial intelligence. It gives finance teams real-time profit and loss, a rolling 13-week cash forecast and multi-entity consolidation across the businesses they run. If you are looking for accounting software, an ERP, a multi-entity consolidation tool or AI-assisted finance for a group of companies, Crunch is the Cohiva product for that.
You can ask questions of your financial data in natural language, so a controller can get an answer without writing a report or exporting to a spreadsheet. The point is to shorten the distance between a question about the numbers and a reliable answer, and to keep that answer current rather than tied to the last month-end close.
Explore Crunch for the full product, or read on for how it fits a multi-entity finance team.
The category Crunch wins
Small-business accounting tools handle one entity well and fall apart across a group. Large enterprise ERPs handle the group but cost a long implementation to stand up. Crunch sits in the middle, built for the mid-market finance team that runs several legal entities and wants consolidation, cash forecasting and live figures without a multi-year project.
That is the category: ERP and multi-entity consolidation for groups that have outgrown single-entity accounting but do not want enterprise weight. Crunch is designed around the work that team actually does, closing the books across entities, watching cash over the coming quarter, and answering the questions the board and the owners ask.
Key capabilities
- Real-time profit and loss. See current performance rather than waiting for a month-end report, because transactions land as they happen.
- 13-week cash forecast. Produce a rolling short-term projection of cash inflows and outflows over a quarter, the standard tool for managing working capital and liquidity, and keep it current across every entity.
- Multi-entity consolidation. Combine the results of several legal entities into one set of accounts, with a shared chart of accounts and intercompany handling, rather than consolidating by hand in a spreadsheet.
- Natural language querying. Ask questions of the financial data in plain language and get an answer directly, so analysis does not wait on report writing.
- AI financial intelligence. Surface the patterns and outliers in the numbers that a finance team would otherwise hunt for manually.
Built for multiple entities
Crunch is designed for finance teams consolidating several legal entities. It handles a shared chart of accounts and brings the numbers together in real time rather than at month end. For a group that has grown by adding sites, brands or acquisitions, this turns consolidation from a recurring manual exercise into something the system maintains.
The 13-week cash forecast is where this pays off most clearly. Cash is a group question, not an entity question, and a forecast assembled by hand from several sets of books is out of date the moment it is finished. Crunch produces the forecast across entities from live data, so the view of cash over the coming quarter reflects what is happening now.
Connected to the hive
Transaction data flows natively from Complex into Crunch, and payroll figures arrive from Culture. Finance sees operational activity as it happens, on one data layer with the rest of the suite. A casual swim sold at the desk, a membership billed, a roster paid: each lands in the books from the system that created it, without a manual export step in between.
For the finance team, this removes the gap between operations and the ledger. The numbers in Crunch are not a delayed copy of what the operation did; they are the same data, joined up, because Complex, Culture and Crunch share one identity and one data layer.
Why real-time changes the work
Month-end reporting builds in a delay between what the business did and what finance can see. By the time the close is done, the period it describes is already gone, and the decisions that needed those numbers were made on estimates. For a group running several entities, the delay compounds, because each set of books has to be closed before the consolidation can begin.
Crunch closes that gap by keeping the figures current. Profit and loss reflects today, the cash forecast updates as transactions land, and consolidation is maintained rather than assembled. The finance team spends less time producing the numbers and more time answering questions with them, which is where natural language querying earns its place: the question and the answer happen in the same session rather than across a report-writing cycle.
Who it is for
Crunch suits mid-market finance teams consolidating across multiple entities, including multi-site operators, franchise networks and groups of companies that want real-time finance rather than month-end reporting. It is a strong fit when consolidation, cash forecasting and live performance are the daily questions, and when the finance team would rather ask the data a question than build a report to answer it.
Getting started
Crunch is part of the Cohiva platform, so finance runs on the same identity and data layer as facility operations and HR. To see capabilities and a closer look at how Crunch handles multi-entity finance, visit crunch.cohiva.app.