The finance problem at a multi-club operator
A health club group earns through memberships, joining fees, personal training, group fitness, retail and cafe sales, and it earns them at every site. Each club generates its own numbers, and the finance team is left exporting reports from each one and assembling a group picture in a spreadsheet. By the time it is done, the figures are old and the cash position is an estimate.
Comparing clubs is harder still. Which site carries the membership base, which leaks on labour, which is worth the rent? When the data is consolidated by hand, those questions take days to answer and arrive too late to act on.
Multi-site finance software for health clubs has to consolidate clubs automatically, show profit in real time and forecast cash. Cohiva Crunch is built for that.
What Crunch does for club operators
Crunch is a full-stack ERP with AI financial intelligence, aimed at finance teams consolidating across multiple entities. For a health club group that means:
- Real-time profit and loss for each club and the group, available now rather than at month end.
- 13-week cash forecasting, a rolling projection of cash in and out across the quarter.
- Multi-entity consolidation, combining several clubs or entities into one set of accounts with intercompany eliminations and a shared chart of accounts.
- Natural language querying of the financial data, so a manager can ask a question in plain words.
One data layer with Complex and Culture
The edge for a club operator is the native connection to the rest of the suite. Transaction data flows from Complex, the club management product, into Crunch, so memberships, class fees and retail reach finance without a manual export. Labour figures flow from Culture, so Crunch can show revenue against staffing for each club.
The result is contribution per site on live data, rather than a group total that hides which club is carrying the others. One record of each transaction, shared across operations, HR and finance.
Why consolidation matters here
Multi-club operators often hold each site, or groups of sites, in separate entities for tax or ownership reasons. Single-ledger accounting tools struggle to consolidate those entities and eliminate intercompany transactions. Crunch is built for multi-entity consolidation from the start, which is what makes it fit a growing club group rather than a single-site business.
Where this sits in your operation
Crunch is the finance layer of an integrated platform for health clubs. Run it with Complex for operations and Culture for HR and rostering, and the group shares one identity and one data layer. The solutions for health clubs page shows the full bundle, including HR and rostering software.
For the product detail, Explore Crunch.
What good looks like day to day
A connected finance layer changes how a club group is run, rather than only how it is reported. A finance manager opens the current month and sees each club's contribution, membership and training revenue from Complex set against labour from Culture, without waiting for a period to close. When a seasonal dip in joins is coming, the 13-week cash forecast shows it ahead of time, so the operator can plan a campaign or hold back on spend rather than react late.
Because the data is consolidated automatically, comparing clubs is a glance rather than a project. The site that looks busy but barely covers its rent sits next to the one quietly carrying the group, and the difference is visible on live data rather than a spreadsheet built weeks later. Questions that used to mean a request to finance can be asked in plain words. For a multi-club operator, that turns finance from a backward-looking report into a tool for the decisions that matter: which clubs to invest in, which to fix, and when the cash will be there to do it.
Who it is for
Crunch suits health club groups that run several sites or entities, that have outgrown single-ledger accounting, and that want a consolidated, current view of profit and cash rather than a spreadsheet assembled weeks after the fact.